Key Blood Work Values Insurance Companies Assess
Understanding the specific blood markers that insurance companies evaluate can help you focus your natural health strategies for optimal results. This guide explains what each value means, why it matters, and the target ranges to aim for.
Why Blood Work Matters for Insurance
Life insurance companies use blood work as a critical tool to assess an applicant's overall health and determine premium rates. These tests provide insurers with objective data about your current health status and potential future risks.
For those seeking whole life insurance, particularly for Infinite Banking Concept policies, optimal blood work values can significantly impact premium costs and approval odds. Insurance underwriters typically focus on several key health markers that indicate cardiovascular health, metabolic function, and overall disease risk.
While genetics play a role in these values, many can be positively influenced through natural interventions, dietary changes, and lifestyle modifications. By understanding what insurers are looking for, you can take targeted steps to improve your blood work profile before your insurance medical exam.
Insurance companies analyze multiple blood markers to assess risk
Preparing for Your Insurance Blood Test
- Fast for 8-12 hours before your test (water is permitted)
- Avoid alcohol for at least 24 hours before testing
- Limit strenuous exercise for 24 hours before the test
- Maintain your normal medication schedule unless instructed otherwise
- Stay well-hydrated in the days leading up to your test